Write a Charitable Bucket List
Tuesday, May 17, 2022Creating a bucket list can be a great way to visualize your long-term money goals and -- more importantly -- start checking them off.
Read MoreCreating a bucket list can be a great way to visualize your long-term money goals and -- more importantly -- start checking them off.
Read MoreThe challenges of the last couple years have filled many people with uncertainty about the present and concern for the future. Often that can create a feeling of stasis when it comes to how we think about our money.
Read MoreStaying active and stimulated can be difficult enough for retirees. But during the pandemic, days, weeks, and months started blending together, creating endless doldrums that are still lingering for many people.
Read MoreIn the wake of COVID and the Great Resignation, both employers and employees are exploring ways to battle burnout, retain top talent, and help people find their ideal work-life balance.
Read MoreInvesting during market volatility can be like driving during a winter storm. Your best plan of action is to focus on what you can control and keep progressing towards your destination.
Read MoreAccording to a recent report by Forbes, the pandemic triggered a global boom in entrepreneurship. Quarantines, remote work, and disruption across many industries have inspired millions of workers to commit full time to the business ideas
Read MoreDue to the Great Resignation, demand for top workers is at an all-time high. That's a major challenge for employers ... and a huge opportunity for anyone thinking about making a career change in 2022.
Read MoreCharitable giving is a gift that never breaks, gets returned, or goes out of style. And the ripples of goodwill that giving sends out into your community can also bring your family closer together throughout the year.
Read MoreA growing body of research tells us that one of the best gifts you can give your family is an experience. According to scientists, doing activities with your loves ones increases brain activity and creates more lasting happiness than mater
Read MoreThe arrival of the Omicron COVID-19 variant is a sobering reminder that as far as we've come since the start of the pandemic, we still have a way to go. However, vaccinations and other preventative measures have returned some normalcy to
Read MoreThe personal and professional displacement we all experienced during the pandemic has inspired many people to reassess what work means to them.
Read MoreIf you're feeling less enthusiastic about your New Year's resolutions than you did a month ago, you're not alone. According to some estimates, 80% of resolutions fail in the month of February.
Read MoreOne of the most important questions we help our clients answer is, "What's the money for?" After all, if the purpose of your financial plan was just to keep growing your nest egg, then the best financial strategy would be to keep
Read MorePlanning for Children- How much does it Cost? According to the latest data from the USDA, parents should expect to spend between $200,000 and $300,000 raising a child from birth to age 17. And that's just spending on necessities like...
Read MoreWhen Getting Married Meets Your Financial Plan In the hustle and bustle that comes with planning a wedding and preparing to start a life together, couples often neglect to have serious conversations about their future household’s...
Read MoreShould You Relocate After Becoming an Empty Nester? Your home has three extra bedrooms, two full bathrooms, and a spacious backyard where the kids can play. It's situated in an excellent school district. The local parks and rec...
Read MorePlanning for Health Care Events Making a level-headed assessment of potential risks is important to every phase of your retirement planning. Your health can be one of the most emotionally difficult subjects to consider in this light....
Read MoreCan Your Medicare Choice Affect Your ROL? We're into Medicare's annual open enrollment period. Whether you're a new retiree or a current Medicare enrollee who wants to review your coverage, you only have from October 15th through...
Read MoreYes, You Might Actually Enjoy a “Working” Retirement An important part of your retirement plan is a discussion of the benefits of working, regardless of age. Retirement is no longer an event––it is a segue into...
Read MoreIt May Be Time to Reconsider What Retirement Means to You Whether you’ve been told you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at...
Read MorePut the Planning in Estate Planning Your last will and testament may sound like the definitive word on your estate. But while it’s important to have your basics covered, truly effective estate planning runs much deeper than just...
Read MoreEnvision Retirement -- Even If You Don't Want To No, you're not the only soon-to-be retiree who's reluctant to leave your working days behind. What we do is so tied up in who we are that it can be difficult to picture yourself without...
Read MoreBuild a Fulfilling Schedule in Retirement Your IRA and 401(k) haven’t magically grown all by themselves. Your nest egg is the result of years of planning and hard work. Unfortunately, many seniors don’t realize that their...
Read MoreDownshift Your Work life to Improve ROL According to a 2019 survey by the Society for Human Resource Management, the number of organizations offering informal phased retirement to some employees has risen by 15%. And while more broadly...
Read MoreDevelop an Estate Plan to Give Your Family a Great ROL Designing an estate plan that cares for your loved ones and makes a positive impact on the world isn’t as simple as deciding who gets how much of what. Your answers to these...
Read MoreCould a Home Remodel Increase Your ROL? In the past year and a half, we spent more time at home – and only at home – than we’d ever anticipated. Now that both the pandemic and our collective cabin fever is starting to...
Read MoreBalancing Your ROL with Your Parent's ROL Many baby boomers who are preparing to retire also play a role in another retirement: their parents'. Perhaps you've anticipated caring for an aging parent and already incorporated this...
Read MoreAvoid Physician Burnout to Increase ROL As businesses reopen and vaccines continue to roll out, life is returning to normal for many folks. But for doctors who are downshifting from the incredible strain of the pandemic, "normal" still...
Read MoreAre You Getting the Best Return on Life You Possibly Can? When it comes to investing, the current standard of return on investment (ROI) can be self-limiting, adding pressure that is counterproductive. So much of ROI is not within our...
Read MoreThree Ways to Avoid the Downside of Retirement When it comes to retirement, it’s easy to dream about the perks: sleeping in, traveling, reading a good book, playing golf––name your fantasy. Even if your retirement is...
Read MoreLabor is often the last high point of summer, but it's also the unofficial end of summer. If you'd like to take a break from your backyard before the kids are back in school and the year-end push starts at work, now might be the time...
Read MoreUse Your Daily Schedule to Increase Your ROL When you're working, raising kids, and struggling to find time to take a run or read a book, it's common to feel like your days keep getting away from you. Mixing a few of these hacks and...
Read MoreWhat Is Your Home's ROL? As we exit the COVID-19 pandemic, Americans are on the move. Remote work opportunities, childcare challenges, and a lot of time to reflect have changed what home means to many folks. The premium on at-home...
Read MoreAre You Getting the Most ROL from Your Employee Benefits? Your paycheck pays the bills, but the total benefits you receive can have just as big of an impact on how you feel about the work you do and how that work affects life for you...
Read MorePlan a Great Post-COVID Family Vacation If your family has ever deserved a vacation, it's this summer. After a year of locking down and making sacrifices of all shapes and sizes, COVID-19 rates are dropping, and vaccination rates...
Read MoreGet Your Retirement Plans Back on Track According to the latest guidelines from the CDC, it's finally time for vaccinated retirees to put away their masks and get back to enjoying retirement. If your to-do list is looking a little...
Read MoreDon't Let Lifestyle Inflation Reduce Your ROL The large amounts of money that our government has spent on pandemic relief and is proposing to spend on infrastructure projects has raised some serious concerns about inflation. But now...
Read MoreThinking About Starting a Business? Some would-be entrepreneurs look at a displaced business landscape and see trouble. Others see an opportunity: the chance to become owner and CEO of the company they’ve always wanted to start....
Read MoreSpring-Cleaning Financial Clutter Is a financial check-up on your Spring-Cleaning list? Once you've tidied your lawn and emptied that out-of-control closet, let some fresh air into your home office and use these six tips to freshen up...
Read MoreCould a Career Change Increase Your ROL? If you only enjoy the money you earn on weekends and holidays, it might be time to rethink how you’re earning your money. Sure, no one loves absolutely everything about their job. And the...
Read MoreWould Working From Home Improve Your ROL? The work from home movement was accelerating even before the COVID-19 pandemic. Now, after Zooming and Slacking our way through 2020, bosses and employees alike are trying to decide if WFH can...
Read MoreThe ROI and ROL of College While hot topics like student loan debt and virtual learning have dominated recent conversations about college, there's still tremendous value in higher education. According to the Bureau of Labor Statistics,...
Read MoreStay Healthy and Wealthy in Retirement As you transition from full-time work to retirement, many items on your budget are going to decrease (daily transportation) or even disappear (your kids' tuition and food). Health care, however,...
Read MoreEven Rock Stars Need Estate PlanningEven Rock Stars Need Estate Planning "Don't stop thinking about tomorrow," sang Fleetwood Mac on their 1977 classic "Rumors." And band member Stevie Nicks is among a handful of rockers who seems to...
Read MoreBuild Connections Post-Covid As vaccine rollouts continue to progress, folks are starting to tiptoe out of their quarantine bubbles. But once the euphoria from that first dinner in a restaurant or group hang without masks passes, some...
Read More4 Considerations Before Relocating Many aspects of retirement are changing, such as the health and activity level of seniors and a rise in working retirees. But many seniors are still very attached to one traditional retirement goal:...
Read MoreThe pandemic prevented many seniors from enjoying two of the most popular and rewarding retirement activities: travelling and volunteering. Now that vaccines are rolling out and the world is starting to reopen, why not catch up on both...
Read MoreDaily and Monthly Habits Can Lead to Lifelong Financial Freedom Our Life-Centered Planning process is designed to help you and your family achieve important long-term goals like buying a house, sending your kids to college, and...
Read MorePlan for Uncertainty- Moving Past Procrastination Unfortunately, turning the calendar past 2020 hasn't erased all the problems that we've been facing for the past year. If feelings of uncertainty and anxiety are starting to get...
Read MorePlanning for Entrepreneurship at Any Age The Work from Home revolution and pandemic business disruption have motivated many aspiring entrepreneurs to take their shot in 2021. If you’re determined to make this the year that you...
Read MoreFind Hobbies to Keep You Healthy Hopefully, when you look out at your retirement $Lifeline, you see some big events that you’re excited to enjoy once the pandemic is behind us. But what about all those days in between? How are...
Read MoreMake the Most of the Holidays There's truth to the old adage, "Shirtsleeves to shirtsleeves in three generations." According to many studies, 70% of families lose their wealth in two generations; 90% lose their wealth in three. And...
Read MoreIt Might be Time to Reconsider Your Giving Strategy The need for generous people is at an all-time high right now. The pandemic has created economic and health care challenges that continue to stretch our resources. Millions of people...
Read MoreCovid-19 has delayed many dream vacations, family reunions, and road trips this year. But as we all navigate the space between things we can do, things we can’t do, and things we still want to do in the future, there’s an...
Read MoreCovid-19 has recalibrated retirement planning for older workers. Age, health, and workplace conditions have pushed seniors to put their well-being ahead of other considerations and retire early. But the pandemic has also added to the...
Read MoreWhen it comes to retirement, it’s easy to dream about the perks: sleeping in, traveling, reading a good book, playing golf––name your fantasy. Even if your retirement is fully funded, the reality can be far less...
Read MoreThe professional skills you’ve honed during your career are still incredibly valuable even though you’re retired. Rarely has there been a greater need for talented and dedicated people with a wide variety of abilities to...
Read MoreWhy do I live here? As the country continues to reopen following the Covid-19 quarantine many people are starting to ask themselves that question. The pandemic has upended one of the strongest traditional reasons for picking a place...
Read MoreTechnology has helped to bridge some of the gaps that Covid-19 opened between us, our loved ones, and our communities. Thanks to video chat you’ve been able to check in on family across the country and participate in birthday...
Read MoreVacation homes can provide years of enjoyment and fond memories for multiple generations of your family. They can also create an extra layer of headaches and expenses that prove more trouble than they’re worth. Here are 4 reasons...
Read MoreWhat do Netflix, GE, Trader Joe’s, Microsoft, Disney, and FedEx have in common? They all started during economic downturns .Your vision for your own dream company might not be on the same scale as those giants. But history shows...
Read MorePart 2: Growth Through Adversity In Part 1 of this series, Dr. Beth Kurland and retired Commander David Sears of the U.S. Navy SEALS shared three habits they believe will help folks build momentum as we – hopefully –...
Read MorePart 1: Better Habits for a Healthier Mind Since the Covid-19 outbreak we’ve all had to make adjustments so that we could cover our basic needs, care for our loved ones, and remain productive during quarantine. No matter how...
Read MoreSummer travel plans are up in the air right now as federal and local governments sort through the best strategies for keeping COVID-19 under control. Although it’s disappointing to put off a vacation or big family party...
Read MoreDeciding how and when to reopen our country will be a complicated process. As we wait for our government leaders and health care professionals to plot the best course forward, it’s not too early to start thinking about how your...
Read MoreThe coronavirus pandemic has forced many older workers to reassess their careers and how they view retirement. Folks who are fortunate enough to be working from home might be coping with a mix of technological hurdles, while also...
Read MoreThe coronavirus pandemic has put all our short-term needs front and center. Just getting through one week of virtual work meetings, grade school math lessons, and grocery shopping can be a challenge. And if you’re one of the...
Read MoreHopefully you’re becoming a little more comfortable with the health care basics that are helping to slow the spread of COVID-19. According to our public health officials, maintaining a safe distance from other folks, wearing a...
Read MoreThe coronavirus pandemic has created a very uncertain market environment right now. However, your long-term financial goals are probably still the same: buying a house, getting your kids through college, starting your own company,...
Read MoreOne unique challenge of the coronavirus pandemic is that it’s a global crisis that’s also affected each and every one of us in a very personal way. We’re all learning to balance our worries about huge topics like...
Read MoreFew of us had heard the phrase “social distancing” at the beginning of the year. But now, maintaining safe, hygienic spaces that help limit the spread of the coronavirus is just a part of our lives. Here are 5 ideas on how...
Read MoreNone of us planned for this.But your Life-Centered financial plan does have mechanisms in place that will help you getthrough this tough patch with the coronavirus and the financial market volatility. The key is notletting heightened...
Read MoreWhether you’ve been told you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at all––at least in the traditional sense. Many of us...
Read MoreYour days of rushing a fraternity and tailgating before football games might be behind you. But more and more seniors are heading back to campuses when they retire. In fact, many colleges and universities have started tailoring...
Read MoreWe spend so much of our lives online that protecting our digital selves is now as important as protecting any other asset. Cybercriminals continue to find more devious and more sophisticated ways to access passwords, bank accounts, and...
Read MoreThe jobs we do for 40 hours every week – and the life that job provides for our families over decades – has a significant influence on how we view ourselves. That’s why many new retirees struggle with a loss of...
Read MoreWhen we ask our clients to describe their ideal retirement, two of the most common responses are “healthy” and “secure.” In our experience, most successful retirees find ways to align these two goals …...
Read MoreThe Setting Every Community Up for Retirement Enhancement (SECURE) Act that was signed into law on December 20th might be adding more chatter to all the 2020 financial predictions bouncing around your news feeds. Throw in an upcoming...
Read MoreIt’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalizing market fluctuations doesn’t make them any less nerve-wracking,...
Read MoreHousing is a large item on any person’s budget. But folks about to enter or leave the workforce have to be especially thoughtful about how their living situation is going to impact their financial plan – especially if...
Read MoreIf your New Year’s resolutions rarely last until Valentine’s Day, this might be the year to stop “resolving” and start setting goals. What’s the difference? “I’m going to be healthier” is...
Read MoreYour parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some folks are forced into a new career by the ebb and flow of the global economy. Others...
Read MoreThe holiday season might not seem like an ideal time to have a serious conversation with your immediate family. All that shopping, decorating, cooking, and celebrating can be time-consuming and stressful enough. But if you’re...
Read MoreAccording to AARP, baby boomers expected to take 4-5 trips during 2019 (1). Retired boomers who plan to travel more might even exceed that pace once they’re no longer working. Over the course of a typical 20-30-year retirement,...
Read MoreMany soon-to-be retirees struggle to imagine their week without work in it. All those blank calendar days are exciting, but they can also be overwhelming. But once you actually retire, you might find that your daily routine isn’t...
Read MoreThis generation of retirees is going to live longer than any in history. Today’s seniors are healthier, more active, and receiving better preventative care. And on top of that, a growing group of scientists is trying to harness...
Read MoreWhy work when you can travel, play, sleep in, and … Umm … Sleep some more? That’s both the promise and the dilemma of the popular Financial Independence Retire Early (FIRE) movement. FIRE folks spend minimally and...
Read MoreImagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You...
Read MoreYour legacy isn’t just about your assets. Of course, as part of our Life-Centered Planning process, we will help you coordinate with attorneys and tax experts to create an estate plan that will provide for your heirs in...
Read MoreAnyone who’s retired in the past 10 years has been very fortunate. They’ve experienced a massive bull market and they may even have a higher net worth today than when they retired! But it won’t always be that way....
Read More“Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy. Once the kids are moved out, it’s...
Read MoreAs part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and...
Read MoreMany people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money...
Read MoreHow are you going to get the best, most fulfilling life possible with the money you have once you retire? Study after study has shown that retirees who spend their time and money on experiences are much happier than those who just buy...
Read MoreNo matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can...
Read MoreIt might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer...
Read MoreDon’t Let a Declining Stock Market Steer You Off Course Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If...
Read MoreThere are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their...
Read More“How am I doing?” That’s a big question that most people have when it comes to their money. One way we tend to look for answers is by comparing what we have to what our neighbors, friends, and family, have. Even...
Read MoreOne of the reasons that divorce is such a challenging life transition is its public nature. A couple might keep their problems private as they try to work through them. But if a rift opens that can’t be mended, the couple will...
Read MoreMany folks who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about IRAs, 401(k)s, or how much you’re saving. Instead, we begin by talking about you, not your...
Read MoreTime flies when you’re a parent. Just when you’ve wrapped your head around the demands and responsibilities of raising a child, you turn around and your little bundle of joy is ready to head out into the world. This empty...
Read MoreA hamster in a wheel. Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way...
Read MoreLegacy planning is often the last piece folks tackle in their financial planning, because it’s the least appealing to think about. Planning for a robust nest egg that will keep you safe, secure, and fulfilled when you stop...
Read MoreSetting New Year’s resolutions can be easy and fun, and lead to some exciting changes in your life. Making your goals, based on your resolutions, become reality requires a few steps. Keep them short and easy. Create achievable...
Read MoreThe start of the new year always seems to represent new beginnings. It’s a time to remake our priorities and to reimagine our futures. Although the calendar may not recognize its significance, our humanity marks the passing of...
Read MoreA popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become...
Read MoreA blank calendar filled with nothing but free time can be every bit as stressful as a packed work week. That’s the surprising fact that many new retirees confront after a few days of hitting the snooze button and puttering around...
Read MoreIf you are young and healthy, it can be hard to think about worst case scenarios and planning for something bad happening to you. The likelihood is that you will live a long healthy life and may not need some of these documents until...
Read MoreAs your parents begin to settle into their final phase of life, their health, residence, and finances could become a factor in your retirement planning. This is especially true if you are the person your parents have tasked with...
Read MoreParents know that children hear, see, and pick up on everything that is going on with the adults in their lives. And when you were a child, you were no different. Many of the attitudes we have about money were formed at a very early...
Read MoreAccording to a recent study by TD Ameritrade, 25% of baby boomers are supporting their family members financially (1). Support to adult children averages out to $10,000 per year. That’s $10,000 that boomers aren’t saving,...
Read MoreThere’s a pretty good chance that your parents and grandparents retired just because they turned 65. Today’s retirement is a bit more complicated than that. While age is still an important factor, your ability to connect...
Read MorePart III If you’re like many millennials in their 20s and 30s, you want the help of a financial planner but are living paycheck to paycheck as it is and aren’t sure how you can afford it. In order to engage this type of...
Read MorePart II As we briefly covered last week, the student loan landscape is a vast and unfriendly place. You’ve probably heard the phrase “never accept a first offer.” When it comes to taking on a repayment plan as...
Read MoreAs millennials enter their 20s and 30s, they begin to ponder the future and what it might look like for them. The goals and objectives of this generation, my generation, are as diverse as the population itself. They love to travel and...
Read MoreAs the S and P 500 market index made adjustments last week by dropping down -4.1% according to market watch, the year to date numbers remained positive at 3.58% since January 2018. This email is just a reminder that, like a top chef...
Read MoreHave you ever been brushing your teeth or walking your dog when all of a sudden you have a flashback to something embarrassing you did in the past that literally stops you in your tracks? I wish I could say this does not happen to me...
Read MoreHave you ever broken a bone or gotten mono? Were you able to keep working? In many cases of injury or illness, people have no problem going right back to work or returning after a brief hiatus. But what happens if you have a stroke,...
Read MoreThere are few experiences in a couple’s life more exciting than welcoming a baby into the world. Children provide a wonderful new light in your life. They help round out your feelings of purpose and meaning. They (might) bring...
Read MoreIf you’ve never bought a home before or are shopping with your significant other for the first time, the prospect of everything that has to be done ahead of time can be a little overwhelming. If you aren’t where to start or...
Read MoreI’m often asked by potential clients when they first approach us for financial planning advice, what my thoughts are on consolidating assets from multiple advisors to one advisor. Contrary to what you might have read about...
Read MoreEmpower Yourself by Recognizing Your Freedom to Choose “When we are no longer able to change a situation, we are challenged to change ourselves.” Viktor Frankl We may not always be able to control the circumstances of a...
Read MoreAre you recently engaged or newly married? Congratulations! This is an exciting time in your life and it is also one of significant transition. There are many things that need to be considered or updated when you are combining your...
Read MoreHave you ever taken a vacation with your friends and put it on a credit card – promising to pay it off later? Did you pay it off later? If you’re like many of my clients, the answer to these questions is often Yes and No,...
Read MoreDo you feel “at home” in your home? Your home is often the biggest financial purchase you’ll ever make. But is it also giving you the emotional payoffs you hope for? Your home is an important part of your financial...
Read MoreA Simple Plan to Achieve More in Life and Feel Good About the Results We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big...
Read MoreFinance and Family – Why so taboo? Although it is a something that is used every day by people across the country, money remains a controversial topic among American families. It is often even considered...
Read MoreIn a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it...
Read MoreA Common Scenario. A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar? Young, working couples with no kids may have more...
Read MoreShould I Sacrifice My Retirement to Support My Children? Most parents will say that they want to help their children as much as they can and give them every advantage. But what if “every advantage” comes at the expense of...
Read MoreA hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40...
Read MoreDoes investing strike “fear” in you? We once heard somebody say the word “fear” stands for “False Evidence Appearing Real.” That seems to apply to investing. Here’s why. The stock market makes...
Read MoreMost people consider insurance an important part of their financial plan. But do you also have an insurance philosophy that you use to determine exactly how much coverage you need? By the way, people often tell me they...
Read MoreMany studies have shown that charitable giving provides greater happiness than buying more stuff. Eventually, you get used to your fancy new car, and the enjoyment it provides goes down. But giving forges feelings of connectedness and...
Read MoreSpending: What to Do When You and Your Spouse are NOT on the Same Page? Most married couples take a “divide and conquer” approach to household tasks and chores. One spouse might handle weekly shopping, the other might...
Read MoreCheck out our winter Perspectives today, including tips on safeguarding your credit, making and sticking to your financial resolutions, and vacation destinations! Click here for the full magazine!
Read More“The only money that’s really yours is the money you spend. Everything else goes to somebody else.” Teddy Chafolious That piggy bank we remember from childhood wasn’t just a place to store our birthday money...
Read MoreDebt: What’s Your Story and How Do You Feel About It? In a recent study, half of Americans said their expenses are equal to or greater than their income. 1 Revolving credit, particularly credit cards, is an increasingly...
Read MoreCheck out our fall Perspectives today, including tips on health, reducing stress, and seasonal foods! Click here for the full magazine!
Read MoreFall is here! The season of changing leaves, cooler temperatures, and fun fall holidays – like Halloween and Thanksgiving – are coming up soon. Here are 6 ways to enjoy all those fall activities without breaking the bank!...
Read MoreDo you have a down payment? Putting at least 20% down is ideal. It avoids the need to purchase mortgage insurance and communicates to the seller that your finances are strong. If you don’t have 20%, there are programs for...
Read MoreOur 2017 Spring Newsletter is here, and we can’t wait to share it with you. The common trend for this time of year is spring-cleaning, which isn’t always fun but sometimes necessary. The end result can make you feel so...
Read MoreNo matter what generation you are a member of – Baby Boomers, Gen X, Millennial, or Gen Z – I have some free, basic financial advice that will serve you well. “Spend less, save more, and don’t do anything stupid...
Read MoreIt’s every parent’s worst nightmare: the unexpected phone call telling you that your child has been in a serious accident and is in the hospital. Frantic, you prepare to leave to be with your child as you call the hospital...
Read MoreAn important part of your retirement plan is a discussion of the benefits of working, regardless of age. Retirement is no longer an event––it is a segue into an altered definition of life as you know it. One definition of...
Read MoreWhen it comes to investing, the current standard of return on investment (ROI) can be self-limiting, adding pressure that is counterproductive. So much of ROI is not within our control. We can diversify investments––always...
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Networking has, over the past couple of decades, become something of a buzzword. It’s schmoozing with less emphasis on selling something, and it’s socializing with a professional slant. Sometimes it’s fun, and...
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